Welcome to Fleetwood Financial, LLC
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Helping Businesses just like yours SUCCEED!


Why Consider Lease / Finance

Keep a Competitive Edge

Having the latest technology to use instead of inefficient and obsolete equipment increases your organization’s operating efficiency, productivity, and bottom-line.

No Down Payment needed

Equipment financing is the most convenient and affordable alternative to purchasing. 100% “financing” makes sound financial sense and is well suited for any budget.

Preserve Bank Credit Lines

retain liquidity and flexibility by keeping your bank credit lines available for other purposes, especially for unforeseen emergencies in the future. Equipment financing helps overcome the constraints of bank loan covenants by moving obligations “off balance sheet.” an equipment finance line of credit essentially provides a new source of business capital.

Realize Tax Benefits

Equipment lease payments are usually 100% tax deductible as a operating expense. The after-tax cost of leasing equipment can actually be lower than owning it.

Improve Cash Flow and Working Capital

Maintain your cash position while increasing liquidity. Use available cash to improve your organization through research, training or in other areas.

Provides a Hedge Against Inflation

Acquire equipment at today’s price while paying for it with tomorrow’s less expensive dollars.

Avoid Capital Budget and Administrative Constraints

Bypass the long-range planning process often required for capital equipment expenditures. Use operating lease alternatives that do not fall under capital budget deliberation to acquire needed equipment.

Simplify Budgeting

Customize the frequency, size, and duration of payments to suit capital or operating budget requirements.


Equipment financing has become the choice of over 85% of all businesses in the U.S. including 70% of fortune 1000 companies. In fact the equipment finance sector is now a $1 trillion industry! one of the main reasons financing is such a popular alternative is centered on two key economic principles – scarcity and choice. Limited financial resources prevent most companies from taking advantage of every business opportunity. As a result, most businesses are forced to choose only those investments that yield the highest return. however, financing frees up capital, enabling a business to extend its scarce dollars even wider for additional investment alternatives.

Something to consider when equipment is needed…

"if an asset appreciates it is best to purchase… if an asset depreciates it is best to finance”